Located on 520 Toombs Street in Palmetto, this 4-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. With 2,898 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Outside, the property offers approximately 0.907 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available makes everyday living easier for households with multiple vehicles. The location provides quick access to Palmetto amenities while offering the flexibility of living outside a subdivision with no required HOA. With approximately 115 days on the market, this home is well positioned for the next owner. With an asking price of $399,900, this property represents an appealing opportunity in the current market.