Located on 5430 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 4,159 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. The outdoor space includes approximately 1.702 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. With parking available for multiple vehicles, the home provides flexible options for families and visitors. The location provides quick access to Cumming amenities while offering the flexibility of living outside a subdivision with no required HOA. With roughly 14 days on the market, this property stands out for condition and location. At $899,000, this home is well positioned for buyers seeking value in Cumming.